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Charie Banfield

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July 30, 2025

Why Muscle Is Your Best Health Insurance

Most of us don’t struggle with being overweight. Instead, the bigger issue is being under muscled.

When we talk about muscle here, we’re not talking about the kind of bulky, superhero muscles you see on Dwayne “The Rock” Johnson. This is about building muscle for your whole life as a foundation for long-term health, strength, and independence.

Think of your muscle like a pension. The more you build it now, the less you’ll have to scramble for it later. It’s an investment in your future self.

Muscle Matters More Than You Think

Muscle is one of the strongest predictors of how well you’ll age and how resilient your body will be. It helps you bounce back from illness, improves blood sugar control, protects your joints, and keeps you strong, sharp, and independent.

If you’re in your 30s, 40s, or 50s, building and maintaining muscle is your health insurance. Have you ever met a 90+ year old who still lives independently, opens their own jars, dresses themselves, and pushes their own shopping trolley? Chances are, they’ve maintained their muscle mass as they aged.

Walking Isn’t Enough to Build Muscle

Here’s something most people don’t realise: walking is fantastic, but it only activates about 20 to 30 percent of your muscle fibers. To build and preserve true strength, you need to recruit 60 to 80 percent and that only happens when your body is challenged.

That’s why resistance training is so important. You don’t have to start lifting heavy weights on day one, but you do need consistent, progressive effort that encourages your body to adapt and grow stronger.

Train for Resilience, Not Just Abs

Most 21-year-old personal trainers might focus on abs and aesthetics, but here at Function Fitness, we have a different goal. We train for resilience and aging strong. Muscle isn’t just a fitness goal; it’s future freedom.

Start by making resistance training a regular part of your week, ideally three times. Even if it’s just short sessions or bodyweight exercises, that consistency builds the habit that protects your future self.

Your Next Step

Muscle isn’t about looking a certain way. It’s about what you’ll be able to do today, tomorrow, and decades from now. So take that one small step to start building your health insurance now.

Ready to start building your health insurance today? It doesn’t have to be complicated or time-consuming. Book your free No Sweat Intro with the simple click of a button above, and let’s get you moving toward a stronger, more resilient you.

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